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Service provider providers check with the merchant accounts which might be offered through a financial services group which is part of the cost card association, enabling the service provider to send customer transactions to the Visa, MasterCard, American Express and Uncover cost networks. A merchant account is about up after companies undergo an utility course of through either a service provider companies provider, fee processor or merchant acquirer who proceed to monitor that the service provider is operating within the terms and circumstances of the cost card networks.